What’s the Disclosure form that REALTORS® are asking you to sign? You’re casually talking about the housing market with a REALTOR® you’re interested in working with, when the conversation shifts to your personal financial situation. The Realtor stops the conversation and politely asks you to sign a form called “Disclosure of Representation in Trading Services” (DORTS) before they can continue.…

New initiatives for home buyers in Budget 2019 Federal Budget 2019 includes initiatives for first-time buyers, renters, and measures to prevent tax non-compliance and money laundering. New First-Time Home Buyer Incentive This new program allows first-time home buyers with a minimum down payment (5%) for an insured mortgage to apply to finance a portion of their home purchase through a shared…